Specialist HMO
CITY FINANCIAL NO 1 LTD
Specialist HMO
We Make Complex HMO Mortgages Simple
Let our team handle your HMO mortgages in a timely, stress-free manner.
Looking for a Multiple Occupation Mortgage?
When you are looking to purchase an investment property that includes multiple residences, you will need an HMO mortgage.
These mortgages come with a unique set of terms, rates, and requirements from lenders. Whether you are buying student homes, a block of flats, cluster flats, or any other larger building, the City Financial No. 1 team is here to assist.
Changing HMO Mortgage Rules
In October 2018, new legislation meant that many property types have fallen under the need for HMO mortgages in the UK.
As properties no longer classify under traditional Buy-to-Let mortgages, it has become important for landlords to recognise exactly what they need to qualify for HMO loans. Furthermore, the complex nature of the requirements means that a licensed HMO lender is necessary for any larger investment property.
With an extensive network of licensed HMO lenders in the UK, our experts are able to negotiate the lowest rates and most favourable terms for your investment.
Schedule Your HMO Mortgage Consultation Today
To get started, please contact us now to speak with our team and discover how we can save you time, money and effort on your complex HMO mortgage.